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What is GAP Protection? Do I Need a Service Contract?

Do I really need a Warranty for my vehicle? Cars are mechanical and they will break down its a fact! With the Technology found in todays cars extended warranty coverage has become a smart decision and a better value than ever. Repair cost have shot thru the roof and can leave you without a vehicle when the cost are more than your savings. Consider a Transmission over $4,000 or a Motor over $6,000. Think about that fancy dash and camera...often times replacement is well over $2,500. Repairs are always going to be needed on a vehicle and a warranty is a great way to prevent coming out of pocket when you can least afford to. Cars break, a Warranty can save you from the stress and the uber bill.

What exactly is Gap Insurance? Gap Insurance is ONLY needed if you are financing a vehicle. Never needed if you pay cash. When you finance a vehicle many times they depreciate or fall in value quicker than we pay them off. Especially if your financing 48 months or more. If an accident occurs or theft of your vehicle the banks still wants full payoff even if you owe more than what the insurance company settles with you for. So what you owe vs what the insurance company check often leaves a Gap. Gap Insurance steps in and covers the difference and it doesn't come out of your pocket. It's very affordable and has saved many people a ding or repo on their credit. A very good value to consider.